Book Your Free Call Now
Choose a date and time that works for you and will give you a call to confirm your free consultation meeting.
Late appointments are available on request.
Michael Bowdidge
Residential Director
With over 30 years experience in the mortgage industry we can help you find the best deal for your needs and circumstances.
Book a FREE no-obligation Consultation with us now OR call us on 01751 201712
Book Your Free Call Now
Choose a date and time that works for you and will give you a call to confirm your
free consultation meeting.
Late appointments are available on request.
Michael Bowdidge
Residential Director
With over 30 years experience in the mortgage industry we can help you find the best deal for your needs and circumstances.
Book a no-obligation call with us today OR give us call us on
Call: 01751 201712
We handle the paperwork
Individual advice from an adviser down the road
Access to over 27,000 mortgage products from 70+ lenders
Nothing To Pay Unless You Complete
What our clients say
Fast, efficient & friendly advice
Used Michael & the Mortgage Simple team based on a recommendation and didn’t look back. Fast, efficient & friendly advice. The team went above & beyond to secure a great rate & were always incredibly responsive to any questions & queries - 5* service!
Dean
I’d highly recommend
Mike helped us with our recent remortgage and made the process quick and simple for us. Despite finding us the best product a number of months ago, Mike continued to search for more competitive rates as the economic environment changed so much around the time of the remortgage. I’d highly recommend Mike for support with new mortgage or remortgages!
Emma
Would absolutely recommend to anyone
Martin was really helpful and attentive to us even though we were in a really difficult situation. He was really easy to get hold of whenever we needed him, and answered all the questions we had as first time buyers with knowledgeable answers. He went above and beyond with our mortgage application as it was time sensitive, and made the processes of getting insurance policies quick and painless. Would absolutely recommend to anyone.
Maxwell Cussans
We search the marketplace to find the best possible mortgage
We have access to over 27,000 mortgage products from 70+ lenders to find the right mortgage tailored to your needs and requirements.
Frequently Asked Question
How does a Mortgage work?
A lender (generally a bank, building society or specialist mortgage lender) loans money to someone who wants to own a home. The loan is with interest, and it is secured against the value of the person’s property. The loan agreement is registered against the title of that property. The borrower pays a deposit and the remaining loan sum and/or the interest is paid in monthly installments.
Who is a mortgage broker?
Mortgage brokers help people get mortgages. Consider them to be the middleman between the lender and the borrower. They look for the best possible deal on their client’s behalf and help them with the loan application.
How much can I borrow?
You can get a rough idea using the affordability calculator in the ‘calculators’ section of this support hub. However, it is important to bear in mind that every lender has a different approach to how much you can borrow. The actual amount you’re eligible to borrow is dependent on the cost of the property, the size of your deposit, your credit report, your debts and your affordability. You would need to contact a mortgage broker for bespoke advice based on your needs and circumstances.
What is conveyancing?
Conveyancing is the legal work your lawyer completes when you buy or sell a property. You will need a conveyancer if you want to complete the sale or purchase of a house.
How long do I take my mortgage out for?
This generally ranges from 20 to 30 years, but really depends on what you want and what you can afford. Sometimes the lender has a condition. Speak to a mortgage advisor to ascertain the terms and conditions that suit your circumstances.
How much deposit do I need?
Usually, you need at least a 10% but there have been instances of lenders accepting a 5% deposit. The larger the deposit, the smaller your monthly repayments and better interest rate.
How do I choose the most suitable mortgage for me?
There are hundreds of mortgage deals currently available. To know which one suits you best you need to consider your unique needs, priorities, and long-term plan. Speak to a mortgage advisor as soon as possible so they can guide, they will have the right tools to match you with the best mortgage deals available.
UK MORTGAGE BROKERS
Contact Us Today
Michael Bowdidge
Residential Director
With over 30 years experience in the mortgage industry we can help you find the best deal for your needs and circumstances
Book a Free Initial Consultation Chat
Or Call us now!
Opening Hours Hours:
Monday – Friday: 9:00am – 5:30pm
Saturday: 9:00am - 5:30pm
Sunday – CLOSED
Late Appointments Available On Request
Address
1210 London Road,
Leigh-on-Sea,
Essex,
SS9 2AU
Mortgage Simple Limited and Mortgage Simple Commercial Finance Limited is an Appointed Representative of Affinity Mortgages Ltd which is authorised and registered by the Financial Conduct Authority FCA No. 598756.
Registered company address: Turnpike House, 1208-1210 London Road, Leigh-on-Sea, England, SS9 2UA.
Some types of finance such as bridging, development, commercial and buy to let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home.
Copyright 2023 . All rights reserved
We handle the paperwork
Individual advice from an adviser down the road
Access to over 27,000 mortgage products from 70+ lenders
Nothing To Pay Unless You Complete
What our clients say
I’d highly recommend
Mike helped us with our recent remortgage and made the process quick and simple for us. Despite finding us the best product a number of months ago, Mike continued to search for more competitive rates as the economic environment changed so much around the time of the remortgage. I’d highly recommend Mike for support with new mortgage or remortgages!
Emma
Fast, efficient & friendly advice
Used Michael & the Mortgage Simple team based on a recommendation and didn’t look back. Fast, efficient & friendly advice. The team went above & beyond to secure a great rate & were always incredibly responsive to any questions & queries - 5* service!
Dean
Would absolutely recommend to anyone
Martin was really helpful and attentive to us even though we were in a really difficult situation. He was really easy to get hold of whenever we needed him, and answered all the questions we had as first time buyers with knowledgeable answers. He went above and beyond with our mortgage application as it was time sensitive, and made the processes of getting insurance policies quick and painless. Would absolutely recommend to anyone.
Maxwell Cussans
We search the marketplace to find the best possible mortgage
We have access to over 27,000 mortgage products from 70+ lenders to find the right mortgage tailored to your needs and requirements.
Frequently Asked Question
How does a Mortgage work?
A lender (generally a bank, building society or specialist mortgage lender) loans money to someone who wants to own a home. The loan is with interest, and it is secured against the value of the person’s property. The loan agreement is registered against the title of that property. The borrower pays a deposit and the remaining loan sum and/or the interest is paid in monthly installments.
Who is a mortgage broker?
Mortgage brokers help people get mortgages. Consider them to be the middleman between the lender and the borrower. They look for the best possible deal on their client’s behalf and help them with the loan application.
How much can I borrow?
You can get a rough idea using the affordability calculator in the ‘calculators’ section of this support hub. However, it is important to bear in mind that every lender has a different approach to how much you can borrow. The actual amount you’re eligible to borrow is dependent on the cost of the property, the size of your deposit, your credit report, your debts and your affordability. You would need to contact a mortgage broker for bespoke advice based on your needs and circumstances.
What is conveyancing?
Conveyancing is the legal work your lawyer completes when you buy or sell a property. You will need a conveyancer if you want to complete the sale or purchase of a house.
How long do I take my mortgage out for?
This generally ranges from 20 to 30 years, but really depends on what you want and what you can afford. Sometimes the lender has a condition. Speak to a mortgage advisor to ascertain the terms and conditions that suit your circumstances.
How much deposit do I need?
Usually, you need at least a 10% but there have been instances of lenders accepting a 5% deposit. The larger the deposit, the smaller your monthly repayments and better interest rate.
How do I choose the most suitable mortgage for me?
There are hundreds of mortgage deals currently available. To know which one suits you best you need to consider your unique needs, priorities, and long-term plan. Speak to a mortgage advisor as soon as possible so they can guide, they will have the right tools to match you with the best mortgage deals available.
UK MORTGAGE BROKERS
Contact Us Today
Michael Bowdidge
Residential Director
With over 30 years experience in the mortgage industry we can help you find the best deal for your needs and circumstances
Book a FREE no-obligation call with us Or Call us Today.
Phone Number:
Opening Hours Hours:
Monday – Friday: 9:00am – 5:30pm
Saturday: 9:00am – 5:30pm
Sunday – CLOSED
Late Appointments Available On Request
Address
1210 London Road,
Leigh-on-Sea,
Essex,
SS9 2AU
Mortgage Simple Limited and Mortgage Simple Commercial Finance Limited is an Appointed Representative of Affinity Mortgages Ltd which is authorised and registered by the Financial Conduct Authority FCA No. 598756.
Registered company address: Turnpike House, 1208-1210 London Road, Leigh-on-Sea, England, SS9 2UA.
Some types of finance such as bridging, development, commercial and buy to let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home.